What we do
Banks are slow with builders and tradies. Income goes up and down, jobs get delayed, progress claims get paid late and the tax bill always lands at the worst time. We exist to move fast when the bank won't.
We arrange loans from $20,000 to $5 million for Australian businesses in and around construction:
- Construction loans for small builds: houses, duplexes, townhouses, 2 to 4 lot subdivisions and small commercial buildings
- Fast second mortgages, first mortgages and business bridging loans against property you already own
- Unsecured cash flow loans for businesses trading six months or more
- Funding for ATO debts, building materials, tools, gear and utes, wages and cash flow gaps
What we don't do
We don't fund high-rise towers or big developments. Our sweet spot is the small end of the market: the builds and businesses that the big construction lenders aren't interested in.
How we're different
- Speed. Property secured loans can fund in as little as 24 hours.
- Flexibility. Equity counts more than a perfect credit file. Bad credit, ATO debts and irregular income are considered.
- Straight answers. One form, one call, and we'll tell you quickly if we can help.
- No rate games. We don't advertise teaser rates. Every loan is priced on your circumstances, and we find the sharpest rate available for your situation.
Who's behind it
Construction Finance Online is operated by Company Cash Pty Ltd (ABN 88 673 762 297), an Australian business lending company. We work with our own private lending team and a panel of specialist lenders to match each deal with the right funding.